There is a saying that goes "A budget is telling your money where to go instead of wondering where it went". Nowadays through a family we can see that management involving finances is very much emphasized in order to manage a more orderly life to avoid the occurrence of many adverse effects leading to our daily life.
In daily life, a family needs to provide home appliances such as air-conditioning, online network, electricity, water and many more. All these fittings are necessary, but if a family provides more than what is necessary to live a self-sufficient life such as adding three air-conditioning just for a terrace house that can accommodate 4-5 family members, there will be extreme waste. As a result, it can encourage the head of the family to apply for a loan to pay the debt because the interest rate and tax charged are usually high for this kind of installation.
Subsequently, money is a luxury that can give pleasure to family members today. Financial constraints in a family will cause problems that can damage family relationships. Parents will often quarrel about the instability of spending which in turn disrupts the thinking of children. This is because parents are not wise in managing the family’s monthly expenses. This can lead to parental divorce cases and will cause children distress.
Currently, difficulty in fulfilling the need for survival due to lack of money has affected health which will lead to depression. Depression is a psychological disease that involves emotional stress. For example, it will involve feelings of sadness, frustration, grief as well as loss of will to move on with life and bring this to create a suicidal desire to end the misery of life that someone experiencing.
In conclusion, extravagant attitudes will affect our daily lives. Weaknesses in financial management cause a person to be tied up in debt, destroy a harmonious family and an increase in suicide cases in our country. P.T Barnum once said “Money is good for nothing unless you know the value of it by experience”. Last but foremost, we must wisely manage our finances so as not to harm ourselves in the future.
(360 words)
Word Of The Day:
1. Extravagant - Spending or costing too much money.
2. Boros - Tidak berhemat dalam menggunakan wang; membazirkan wang.
Example:
1. Extravagant attitudes will affect our daily lives.
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